Purchase & Refinance Home Loans

Experience mortgage innovation

Smarter, faster, home financing made easy.
Professional mortgage advisor analyzing home loan options on a laptop in a comfortable, inviting office setting, Refinance Home Loan

Let’s Make This Easy

Home loans have a lot of moving parts, let our experience make it easier for you.

Refinance Home Loan
Meet Our Home Loan Experts

We're Your Home Loan Advocates

Experience a simple & smooth loan journey with 1st Advantage Mortgage. No stress, just seamless steps to your new address.

Skip the loan labyrinth. Our streamlined process gets you to closing day faster, leaving you more time to dream about decorating.

We hold your hand in the home loan maze: You’re not just a file, you’re our priority. Our friendly experts are here to answer your questions, ease your anxieties, and celebrate your wins

We’re one of the best mortgage lenders in the state, but don’t take our word for it…

 We’re consistently helping our community purchase &  refinance their homes — explore their testimonials and discover more about our award-winning service.

Purchase

1st Advantage Mortgage Makes Home Loans Easier

Refinance

We’re A Top Option For Mortgage Refinance

With a passion for helping all home buyers, whether you are an experienced home buyer, a first-time homebuyer, or have had challenges getting approved in the past – no matter your circumstances, we are experts at getting you approved more easily than you ever could have imagined.

Our Blog Posts

Home-Buying Articles & Resources

Looking for more useful information like this? Visit the Blog

Easy Mortgages Throughout The Southeast

1st Advantage Mortgage stands out as a unique mortgage company committed to championing our clients. Specializing in various mortgage options, we extend our services to the states of North Carolina, South Carolina, and Florida, creating homeownership opportunities in these Southeastern regions.

Get a Home Loan That’s Right for You With 1st Advantage Mortgage

We, at 1st Advantage Mortgage, are your Expert Mortgage Matchmakers. Our pride lies in pairing a diverse range of buyers with the most suitable loan types. Whether you’re seeking a no-down payment option², have a substantial down payment, are eyeing a cozy tiny house, or dreaming of a grand mansion – it doesn’t matter. Share your preferences and aspirations about your dream home, and we’ll connect you with the home loan option that ensures the most savvy deal. Explore some of our Mortgage options below:

Refinance Home Loan
Get A Verified Pre-Approval!

Close On Your Home Confidently

Not every home loan out there closes as expected, and things can take a turn for the worst even at the last minute. With other mortgage companies, having a pre-qualification or even a pre-approval doesn’t ensure your home loan will close. We take a different approach. We can have your pre-approval verified by underwriting before you even go under contract. 

The underwriter will verify the most important qualities of your profile and scenario ensuring that you home loan will go smoothly. This also makes your offer more appealing to the seller and provides peace of mind throughout your home loan process. 

Legal information

² No -Down Payment Disclaimer: Closing costs and fees may still apply

³ Lending Disclaimer: Mortgage rates are subject to change and depend on the borrower(s) qualification. APR rate(s) quoted are based upon a (loan amount), (loan term, including whether fixed or ARM) year.

⁴ Refinancing Disclaimer: When refinancing your mortgage , you can typically reduce your monthly payment amount. However, your total finance charges may be greater over the life of your loan. Your 1st Advantage Mortgage loan professional will provide you with a comprehensive refinance comparison analysis to determine your total life loan savings.

⁵ VA Mortgage Disclaimer: VA home loan purchases offer options for a 0% down payment, no private mortgage insurance requirements, and competitive interest rates with specific qualification requirements. VA Interest Rate Reduction Loans (IRRRL) are exclusively for veterans with current VA loans – current loan rate restrictions apply, and limits to recoupment of costs and fees apply. VA cash-out refinances are available for veterans with or without current VA loans. Policies and guidelines may vary and are subject to individual borrower(s) qualifications. Program and lender overlays apply.

⁶ Down Payment Assistance Disclaimer: First-lien interest rates may be higher when using a DPA.

⁷ Pre-Approval Disclaimer: Pre-approvals are granted to clients who meet qualifying approval criteria and specific loan requirements at the time of application. Results may vary.

General Disclaimer: The content on this page has not been approved, reviewed, sponsored, or endorsed by any department or government agency.

NMLS® Consumer Access℠: https://nmlsconsumeraccess.org/

North Carolina Mortgage Broker License: B-217173

Florida Mortgage Broker License: MBR6689

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