What Are Our Customers Saying?
Real reviews from homebuyers who worked with 1st Advantage Mortgage, a licensed mortgage broker and lender in Charlotte, NC. Published live from Google.
We’re here at 1st Advantage Mortgage to help our neighbors in the community achieve their dreams of buying and refinancing homes, and our commitment to delivering top-notch service is reflected in the heartfelt Google reviews of our satisfied clients.
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Legal information
¹ No-Down Payment Disclaimer: Closing costs and fees may still apply.
² Representative example (conventional, fixed rate): Purchase price $300,000 with a 5% down payment of $15,000 and a loan amount of $285,000. 30-year fixed rate at 6.000% (6.390% APR). 360 monthly principal-and-interest payments of $1,708.72, plus estimated private mortgage insurance of $95.00 per month until the loan balance reaches 78% of the original value (approximately 129 months). APR reflects $1,995 in lender fees, 15 days of prepaid interest, and mortgage insurance. Payment does not include property taxes, homeowners insurance, or HOA dues; your actual payment will be higher. The interest rate is fixed and will not increase. Example dated September 12, 2026, for illustration only. Rates change daily. This is not an offer, quote, or commitment to lend. All loans are subject to credit approval, property appraisal, and program eligibility. Your rate, APR, and payment will depend on your credit, down payment, property, and loan program.
³ Refinancing Disclaimer: When refinancing your mortgage, you can typically reduce your monthly payment amount. However, your total finance charges may be greater over the life of your loan. Your 1st Advantage Mortgage loan professional will provide you with a comprehensive refinance comparison analysis to determine your total life loan savings.
⁴ VA Mortgage Disclaimer: VA home loan purchases offer options for a 0% down payment, no private mortgage insurance requirements, and competitive interest rates with specific qualification requirements. VA Interest Rate Reduction Loans (IRRRL) are exclusively for veterans with current VA loans. Current loan rate restrictions apply, and limits to recoupment of costs and fees apply. VA cash-out refinances are available for veterans with or without current VA loans. Policies and guidelines may vary and are subject to individual borrower(s) qualifications. Program and lender overlays apply.
⁵ Down Payment Assistance Disclaimer: First-lien interest rates may be higher when using a DPA.
⁶ Pre-Approval Disclaimer: Pre-approvals are granted to clients who meet qualifying approval criteria and specific loan requirements at the time of application. Results may vary.
General Disclaimer: The content on this page has not been approved, reviewed, sponsored, or endorsed by any department or government agency.
Frequently asked questions
Where do these reviews come from?
Google. They publish to this page through Trustindex, which reads them from our Google listing and renders them live. We do not write them, edit them, filter them or choose which ones appear.
How many reviews do you have?
The count on this page is live. It comes straight from our Google listing through Trustindex, so whatever it says when you read it is the current number. We do not type it in and we do not change it.
Can I leave a review?
Yes. Search for 1st Advantage Mortgage on Google and leave one there. It will appear on this page.
Are any reviews hidden or removed?
No. The widget renders what Google holds, in the order Google returns it. We do not remove a review from this page, which is the point of publishing them this way rather than retyping selected quotes into the design.
Do the reviews name a specific loan officer?
Often, yes. Reading for which officer keeps coming up is more useful than reading the star rating. Every licensed officer has their own page and their own NMLS number, so you can look them up before you call.
Do you have reviews from outside Charlotte?
Yes. We lend across Gaston County, Mecklenburg County, York County in South Carolina and further out, and the reviews come from all of it. The location pages list the towns we work in.
How do you ask for reviews?
Every borrower who closes with us gets the same request, sent the same way, at the same point in the process. We do not pick who to ask based on how the file went.
Do you edit or filter the reviews?
No. The reviews are published through Trustindex, which reads them straight from Google. We do not edit the wording, we do not choose which ones display, and we do not hide one we would rather not show.