
Michael Vittatoe
Managing Partner / Loan Officer
NMLS #19069871st Advantage Mortgage is a licensed mortgage broker and lender in Charlotte, NC. Every officer below is licensed, and you can look any of them up on NMLS Consumer Access. As a mortgage lender and broker, we compare offers from multiple wholesale lenders on every file, so borrowers can review pricing and program fit before moving forward.
Work with a person, not a call queue. Look any of us up on NMLS Consumer Access. Filter by role, or call a direct line.

Managing Partner / Loan Officer
NMLS #1906987
Managing Partner / Loan Officer
NMLS #1381403
SVP of Mortgage Lending
NMLS #1608479
Senior Loan Officer
NMLS #1643314
Senior Loan Officer
NMLS #1643299




Senior Loan Officer
NMLS #1009680
Senior Loan Officer
NMLS #1995940


Loan Officer
NMLS #178431




Loan Officer Assistant
Non-licensed role
Engagement Director
Non-licensed roleA mortgage broker and lender based at 128 S Tryon Street in Charlotte, founded in 2023 and licensed in North Carolina, South Carolina, Texas, Florida, Virginia and Pennsylvania. Our licensed loan originators each have their own NMLS number you can look up on NMLS Consumer Access. 1st Advantage Mortgage compares offers from multiple wholesale lenders on every file instead of fitting borrowers to a single institution’s product.
Send one message and the right officer for your market and loan type will get back to you.
Every licensed officer is listed on the team page with their own NMLS number, so the list there is always the current one. Each licensed officer has their own NMLS number shown on their card.
North Carolina, South Carolina, Texas, Florida, Virginia and Pennsylvania. Individual officers hold different combinations. Each card shows which states that person covers.
Yes. Contact them directly from their profile page, or tell us who you want when you send the form.
We will tell you plainly rather than take the application. We can only originate where we are licensed.
Start with the state your property is in. Each profile shows that officer’s NMLS number, which you can look up on NMLS Consumer Access. If you are not sure, call the main line and we will point you at the right person.
Yes. One officer stays on your file start to finish, with their own direct line and email on their profile.
Yes. The company is licensed in North Carolina, South Carolina, Texas, Florida, Virginia and Pennsylvania, and each officer holds their own licenses within that. Tell us where the property is and we will put you with an officer licensed there.
Look up their NMLS number on NMLS Consumer Access. Every profile page shows the number, and the company NMLS is 2468711.