SMS and MMS Updates from 1st Advantage Mortgage
Opt in to get rate, refinance and loan updates by text.
Stay Connected with 1st Advantage Mortgage
Sign up for SMS/MMS notifications to receive the latest mortgage updates, exclusive offers, and personalized content. Do not miss out on important information, subscribe today!
What you are signing up for
- Rate movement worth knowing about, not a daily rate blast.
- Refinance windows that open on your specific loan type.
- Program and guideline changes that affect what you can qualify for.
- Updates on your own file, if you have one with us.
How to stop the messages
Reply STOP to any message and they end. Reply HELP, or call 704-343-8681, and you will reach a person rather than a menu. Carriers are not liable for delayed or undelivered messages. We respect your privacy. For more information, please review our Privacy Policy.
Legal information
¹ No-Down Payment Disclaimer: Closing costs and fees may still apply.
² Representative example (conventional, fixed rate): Purchase price $300,000 with a 5% down payment of $15,000 and a loan amount of $285,000. 30-year fixed rate at 6.000% (6.390% APR). 360 monthly principal-and-interest payments of $1,708.72, plus estimated private mortgage insurance of $95.00 per month until the loan balance reaches 78% of the original value (approximately 129 months). APR reflects $1,995 in lender fees, 15 days of prepaid interest, and mortgage insurance. Payment does not include property taxes, homeowners insurance, or HOA dues; your actual payment will be higher. The interest rate is fixed and will not increase. Example dated September 12, 2026, for illustration only. Rates change daily. This is not an offer, quote, or commitment to lend. All loans are subject to credit approval, property appraisal, and program eligibility. Your rate, APR, and payment will depend on your credit, down payment, property, and loan program.
³ Refinancing Disclaimer: When refinancing your mortgage, you can typically reduce your monthly payment amount. However, your total finance charges may be greater over the life of your loan. Your 1st Advantage Mortgage loan professional will provide you with a comprehensive refinance comparison analysis to determine your total life loan savings.
⁴ VA Mortgage Disclaimer: VA home loan purchases offer options for a 0% down payment, no private mortgage insurance requirements, and competitive interest rates with specific qualification requirements. VA Interest Rate Reduction Loans (IRRRL) are exclusively for veterans with current VA loans. Current loan rate restrictions apply, and limits to recoupment of costs and fees apply. VA cash-out refinances are available for veterans with or without current VA loans. Policies and guidelines may vary and are subject to individual borrower(s) qualifications. Program and lender overlays apply.
⁵ Down Payment Assistance Disclaimer: First-lien interest rates may be higher when using a DPA.
⁶ Pre-Approval Disclaimer: Pre-approvals are granted to clients who meet qualifying approval criteria and specific loan requirements at the time of application. Results may vary.
General Disclaimer: The content on this page has not been approved, reviewed, sponsored, or endorsed by any department or government agency.
Would you rather talk?
A five-minute call tells you more than a text thread. No credit pull to start.
Your privacy
Section 13 of our privacy notice covers how we handle phone and text communications.
Frequently asked questions
What kind of text messages will I get?
Rate movement worth knowing about, refinance windows that open on your loan type, program and guideline changes, and updates on your own file if you have one with us. Not a daily rate blast.
How often will you text me?
Message frequency varies. There is no fixed schedule, and we do not send messages just to stay in your inbox. Message and data rates may apply.
How do I stop the messages?
Reply STOP to any message and they end. Reply HELP to any message, or call 704-343-8681, and a person will answer.
Do I have to agree to texts to get a loan?
No. Consent to receive marketing texts is not a condition of any purchase or of obtaining any loan. You can apply, get pre-approved and close without ever opting in.
Who can see my number?
We use it to contact you and we share it with service providers who act on our behalf, as described in our privacy notice. We do not sell it.