MORTGAGE LENDERS IN FLORIDA
1st Advantage Mortgage CHARLOTTE, NC MORTGAGE OFFICE
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1st Advantage Mortgage & Mortgage Refinancing in Florida
At 1st Advantage Mortgage, we make mortgage lending a breeze by offering home financing solutions for first-time buyers, real estate experts, and everyone in-between. We offer:
- Florida1st Advantage Mortgage
- Florida Mortgage refinancing2
- Soft credit pulls
- Pre-qualification assistance
- Knowledgeable mortgage advice
- And more!
Since 1st Advantage Mortgage is a division of Primary Residential Mortgage, a national mortgage lender, we have the resources of a big bank (think: hard-to-beat rates and more than a hundred lending options) with the personable feel of your favorite coffee shop.
Ready to chat with one of our Mortgage Coaches? Call us at to schedule a face-to-face appointment.
Interested in talking to a 1st Advantage Mortgage Coach? Reach out to us online, or give us a call at to schedule a consultation.
Do You Have the Home Lending Jitters?
Don’t fret – the average mortgage lender in Florida gives us butterflies and sweaty palms, too. After all, these lenders make the financing process immensely complicated, forcing borrowers to jump through a slew of unnecessary hoops. At 1st Advantage Mortgage, things are different. We’ve simplified our pre-approval process so that soon-to-be home buyers can secure Florida home loans in a flash.
When you partner with us, you’ll benefit from:
- A super quick and streamlined Advantage Mortgage
- Tons of lending options in Florida
- Individualized attention, even if you don’t have perfect credit
- Awe-inspiring service – just read our reviews!
- Guaranteed loan closing if we pre-qualify you – restrictions apply
Feeling a bit calmer now? We thought so. After all, working with Advantage Mortgage means you’ll secure a Florida home loan and close on your dream house without all the stress.
We’re here to help – contact us today to talk with one of our friendly Mortgage Coaches.
1st Advantage Mortgage Options for Florida Home Buyers
At 1st Advantage Mortgage, we understand that life doesn’t always go as planned. That’s why we offer lending options that suit the needs of Florida home buyers with high debt-to-income ratios, less-than-perfect credit, and other unique circumstances. We offer more than a dozen comprehensive home loan programs such as:
- Florida Adjustable-rate mortgages (ARM)
- Conventional Advantage Mortgage in Florida
- Florida VA Advantage Mortgage
- USDA Mortgagen Florida
- Florida FHA Mortgage
- Florida Investment property loans
- Florida Jumbo Mortgage
- Manufactured Advantage Mortgage
- Chenoa Fund™ Advantage Mortgage
- HUD program loans
- Fresh start Advantage Mortgage
- FHA 203K dream loans
- FHA 203(h) disaster relief loans
- And more!
Advantage Mortgage WAS SPECTACULAR TO WORK WITH. THEY MADE OUR LOAN PROCESS SO EASY. EVEN WHEN WE NEEDED TO MAKE A CHANGE AT THE LAST MINUTE, THEY ACCOMMODATED OUR REQUEST SEAMLESSLY. WE WOULD DEFINITELY REFER ANYONE TO THEM AND WOULD USE THEM AGAIN IN THE FUTURE IF THE NEED ARISES. THANK YOU, 1st Advantage Mortgage
Julie, Advantage Mortgage customer
Mortgage Refinancing in Florida
Do you need cash to replumb your outdated bungalow? Are you tired of the super high-interest rate on your mortgage? If so, 1st Advantage Mortgage has got your back. Every day, we help current homeowners cash out equity and secure better loan terms through refinancing. To learn more, callto.
Refinancing your mortgage4 can
so you can start to save money on your mortgage payment each month or reduce what you have to pay on your loan.
You may benefit from refinancing your mortgage4 to:
- Reduce your monthly payment and interest rate
- Change your loan term
- Consolidate debts
- Allow you to tap into your home’s equity
Want to learn more about our? Give us a shout to speak with a knowledgeable Mortgage Coach today.
MY WIFE AND I RECENTLY REFINANCED OUR HOME. THE EASE OF THE PROCESS WAS INCREDIBLE AND COMMUNICATION WITH THE TEAM WAS EXCEPTIONAL. WE HAVE ALREADY SENT THEM A NEW REFERRAL: OUR SON. THANK YOU VERY MUCH, Advantage Mortgage
Rob, Refinance customer
The1st Advantage Mortgage Process for Charlotte Homeowners
At 1st Advantage Mortgage, we believe honesty is the best policy. So, we’ll just cut to the chase: Securing a home loan in Florida is horrific. Why? Because the average mortgage lender demands mountains of paper (think: a Kilimanjaro-sized heap of legal documents). They also move really slowly, dragging their feet until you miss out on your dream house.
At 1st Advantage Mortgage, we think Florida homeowners deserve better. That’s why we fired inefficient loan processors and kept our financing process in-house. With us, you’ll benefit from a super simple and fast loan approval process.
The consists of just three step
That’s why we’ve changed the way we do business. We cut out the middleman – a loan processor you’ll probably never meet but who’s always present at big banks – so you have fewer hoops to jump through. By providing our clients with the very best home loans and the best overall experience, we’re confident you’ll find the home that’s best suited for your needs.
With 1st Advantage Mortgage, you’ll follow just three simple steps to get your loan:
Step 1:
Step 2:
Step 3:
We’re not ringmasters, so we don’t make home buyers jump through any hoops. Instead, we’ve nixed all At 1st Advantage Mortgage, we don’t believe in playing games. We believe in helping Florida families find a place to call home. Unlike other mortgage lenders, we won’t make you wade through mountains of paperwork and bite your nails while we determine if you pre-qualify. Instead, we offer a straightforward mortgage lending process that’s fast and stress-free.
Legal information
Advantage Mortgage Closing Guarantee Disclaimer: Guarantee is based on loan closing; restrictions apply.
² No-Down-Payment Disclaimer: Closing costs and fees may still apply.
³ Lending Disclaimer: Mortgage rates are subject to change and are subject to borrower(s) qualification. APR rate(s) quoted is/are based upon a (loan amount), (loan term, including whether fixed or ARM) year.
⁴ Refinancing Disclaimer: When it comes to refinancing your Advantage Mortgage , you can generally reduce your monthly payment amount. However, your total finance charges may be greater over the life of your loan. Your PRMI loan professional will provide you with a comprehensive refinance comparison analysis to determine your total life loan savings.
Advantage Mortgage Disclaimer: VA Advantage Mortgage purchases have options for 0% down payment, no private mortgage insurance requirements, and competitive interest rates with specific qualification requirements. VA interest rate reduction loans (IRRRL) are only for veterans who currently have a VA loan – current loan rate restrictions apply, and limits to recoupment of costs and fees apply. VA cash-out refinances are available for veterans with or without current VA loans. Policies and guidelines may vary and are subject to the individual borrower(s) qualification. Program and lender overlays apply.
⁶ Down Payment Assistance Disclaimer: First lien interest rates may be higher when using a DPA second.
⁷ Pre-Approval Disclaimer: Pre-approvals are given to clients who have met qualifying approval criteria and specific loan requirements at the time of applications. Results may vary.
General Disclaimer: The content on this page has not been approved, reviewed, sponsored, or endorsed by any department or government agency.
NMLS® Consumer Access℠: https://nmlsconsumeraccess.org/
North Carolina Mortgage Branch License: L-112833-200
South Carolina-BFI Branch Mortgage Lender/Service License: MLB-1439905, MLB-1439905 OTN #2
