Meet Our Team

and Florida through the mortgage process with transparency, efficiency, and personalized attention.

Andy understands that buying a home or refinancing is a significant decision, and he prioritizes building trusted relationships with his clients. He takes the time to listen to their unique needs and goals, tailoring solutions that perfectly align with their financial aspirations. Whether you're a first-time homebuyer, a seasoned investor, or looking to reimagine your current mortgage, Andy's deep market knowledge and dedication to finding the best rates and terms ensure you secure the financing that empowers your dreams.

Beyond the numbers, Andy believes in building relationships. He's not just a loan originator; he's a partner in your journey, walking alongside you every step of the way. When he's not guiding clients towards financial security, you might find him mountain biking one of the many excellent mountain bike trails in the greater Charlotte area as well as western NC, exploring the outdoors hiking or backpacking with his family, or enjoying the local music scene. His passion for life translates into his passion for helping others achieve their own.

Contact Andy today for a personalized consultation and experience the difference that a commitment to service and expertise can make.

His real estate journey, however, began much earlier in 2006 when he ventured into the realm of investment properties. This firsthand experience endowed him with a profound understanding of both the challenges and joys associated with real estate ownership.

Away from the rigors of work, Charlie is a proud resident of Charlotte, NC, where he actively engages in the vibrant local culture. He is an enthusiastic supporter of the local professional sports teams, frequently found amidst the excitement of home games, reveling in the atmosphere and camaraderie. In the winter, Charlie's adventurous spirit leads him to snowboarding escapades, while the summer months see him enjoying the sunshine, whether at the pool, on the area's lakes, or on the sands of Wrightsville Beach.

Born and raised in the Carolinas, Charlie has a deep-seated appreciation for the unique charm and beauty of the region. His role as a former Charlotte ambassador allowed him the privilege of promoting the city he loves and sharing its offerings with others.

Charlie Sears extends his expertise and personalized support to both first-time homebuyers and seasoned investors, guiding them through every step of their homeownership journey. His commitment to turning homeownership dreams into reality makes him a trusted partner in the real estate financing process.