Find Your Home Loan Expert
Meet Our Team
Find A Home Loan Expert To Help Guide You On Your Homebuying Journey
Alex is a mortgage loan officer with a passion for helping clients achieve their homeownership goals. With years of experience in the industry, he has a deep understanding of the mortgage landscape and is committed to providing personalized guidance every step of the way.
Whether you're a first-time homebuyer, a seasoned investor, or looking to refinance, Alex will work efficiently to find the best loan options to suit your unique needs. His expertise spans a wide range of loan products, ensuring you get the most competitive rates and terms available.
Jennifer Scott is a highly skilled mortgage loan officer with a passion for helping clients navigate the complex world of home financing. Her expertise spans a wide range of loan products, from conventional to more specialized options, ensuring a perfect fit for every borrower’s situation. Jennifer’s client-first philosophy
Michael Vittatoe is a Charlotte, NC-based mortgage loan officer renowned for his client-focused and results-driven approach to helping individuals and families achieve their homeownership dreams. With a keen eye for detail and a commitment to providing personalized mortgage solutions, Michael guides his clients through every step of the loan process with ease and expertise.
Charlie Sears is a distinguished Senior Loan Officer at 1st Advantage Mortgage, renowned for facilitating smooth home financing journeys for his clients. Licensed since 2017, Charlie has dedicated himself to assisting individuals in achieving their homeownership dreams through personalized guidance and expertise.
His real estate journey, however, began much earlier in 2006 when he ventured into the realm of investment properties. This firsthand experience endowed him with a profound understanding of both the challenges and joys associated with real estate ownership.
Away from the rigors of work, Charlie is a proud resident of Charlotte, NC, where he actively engages in the vibrant local culture. He is an enthusiastic supporter of the local professional sports teams, frequently found amidst the excitement of home games, reveling in the atmosphere and camaraderie. In the winter, Charlie's adventurous spirit leads him to snowboarding escapades, while the summer months see him enjoying the sunshine, whether at the pool, on the area's lakes, or on the sands of Wrightsville Beach.
Born and raised in the Carolinas, Charlie has a deep-seated appreciation for the unique charm and beauty of the region. His role as a former Charlotte ambassador allowed him the privilege of promoting the city he loves and sharing its offerings with others.
Charlie Sears extends his expertise and personalized support to both first-time homebuyers and seasoned investors, guiding them through every step of their homeownership journey. His commitment to turning homeownership dreams into reality makes him a trusted partner in the real estate financing process.
Xai Yang is a dynamic mortgage loan officer whose passion for finance and customer service drives him to deliver exceptional results for his clients. With an acute understanding of the ever-evolving mortgage landscape, Xai is committed to providing innovative solutions tailored to each client’s unique needs.
With over 20 years of experience navigating the ever-evolving mortgage landscape, Andy brings stability, expertise, and genuine care to each client he serves. As both an Partner of 1st Advantage Mortgage and a licensed loan originator, he’s committed to guiding individuals and families in North Carolina, South Carolina,
and Florida through the mortgage process with transparency, efficiency, and personalized attention.
Andy understands that buying a home or refinancing is a significant decision, and he prioritizes building trusted relationships with his clients. He takes the time to listen to their unique needs and goals, tailoring solutions that perfectly align with their financial aspirations. Whether you're a first-time homebuyer, a seasoned investor, or looking to reimagine your current mortgage, Andy's deep market knowledge and dedication to finding the best rates and terms ensure you secure the financing that empowers your dreams.
Beyond the numbers, Andy believes in building relationships. He's not just a loan originator; he's a partner in your journey, walking alongside you every step of the way. When he's not guiding clients towards financial security, you might find him mountain biking one of the many excellent mountain bike trails in the greater Charlotte area as well as western NC, exploring the outdoors hiking or backpacking with his family, or enjoying the local music scene. His passion for life translates into his passion for helping others achieve their own.
Contact Andy today for a personalized consultation and experience the difference that a commitment to service and expertise can make.
Our Commitment To Client Experience
We are dedicated to providing an unparalleled 5-star mortgage experience, highlighted by our accolades as a leading mortgage lender in the region.
At 1st Advantage Mortgage, we prioritize customer satisfaction above all, ensuring that every step of the mortgage process is seamless, transparent, and tailored to meet the unique needs of each client. Our commitment is reflected not just in the personalized service we provide, but also in the recognition we’ve received for our excellence in the field.
How Can We Help You?
Do you have any questions? Feel free to send us a message! If you’re considering applying for a position at 1st Advantage Mortgage, please check out our careers page.