MORTGAGE LENDERS IN North Carolina

Are you hoping to purchase your dream home in North Carolina? If so. At 1st Advantage Mortgage Loans, we’ve streamlined the mortgage lending process so closing is quicker and easier.

1st Advantage Mortgage ’ CHARLOTTE, NC MORTGAGE OFFICE

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704-286-9328

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Monday to Friday: 9AM – 5PM Saturday & Sunday: Closed

1st Advantage Mortgage & Mortgage Refinancing in Charlotte, NC

1st Advantage Mortgage is a trusted mortgage company in Charlotte, North Carolina that provides streamlined Advantage Mortgage solutions to today’s home buyer, including:

If you’re interested in home loan refinancing and aren’t sure if 1st Advantage Mortgage serves your area, contact us. We’re active throughout the entire Southeast.

As a division of Primary Residential Mortgage that’s dedicated to serving South Carolina, we have the resources of a big lender with the personalized attention of a local company.

Interested in talking to a 1st Advantage Mortgage Coach? or give us a call at to schedule a consultation.

Nervous About Buying a House?

Don’t worry – we get it. Buying a house is a huge investment, one that feels scarier and more confusing when you start exploring financing options offered by mortgage lenders in North Carolina. But at1st Advantage Mortgage we’ve reimagined the mortgage lending process, making it more approachable and intuitive. When you partner with us, you’ll receive:

Super quick and easy Advantage Mortgage process
More than a dozen loan options
One-on-one attention – even if you don’t have perfect credit
Superb service – just read our reviews
Guaranteed loan closing1 if you pre-qualify – restrictions apply

Already feeling more relaxed? We thought so. After all, working with Advantage Mortgage means you’ll close on your dream home without all the stress.

We’re here to help – contact us today to talk with one of our friendly Mortgage Coaches.

Comprehensive Home Loan 1st Advantage Mortgage Options for Charlotte Homeowners

As one of the top mortgage companies in Charlotte, 1st Advantage Mortgage Loans offers loan options to fit the needs of different types of home buyers, including first-time buyers, unique homeowners, and experienced homeowners. Check out our home loan options³:

North Carolina Adjustable-rate mortgages (ARM)
North Carolina Conventional 1st Advantage Mortgage
VA home loans in North Carolina
North Carolina USDA1st Advantage Mortgage
North Carolina FHA 1st Advantage Mortgage
North Carolina Investment property loans

Manufactured 1st Advantage Mortgage
Chenoa Fund™1st Advantage Mortgage
HUD program loans
Fresh start 1st Advantage Mortgage
FHA 203K 1st Advantage Mortgage
FHA 203(h) disaster relief loans
And more!

PAUL AND HIS TEAM STEPPED UP THE BAR FOR LENDING. WHEN I APPROACHED THEM, I WAS IN THE MIDDLE OF A PURCHASE AND THE LENDER DROPPED THE BALL AND LEFT ME OUT TO DRY. 1ST ADVANTAGE MORTGAGE GOT ME APPROVED AND CLOSED IN UNDER THREE WEEKS – THEY PROVIDED CUSTOMER SERVICE I HAVE NEVER SEEN IN ANY INDUSTRY.

Jacob, Advantage Mortgage customer

Mortgage Refinancing in North Carolina

For many homeowners, refinancing is a smart financial move. If you’ve considered refinancing your existing loan to reduce your payments or free up some cash, 1st Advantage Mortgage can help. We offer the easiest and speediest refinancing services in North Carolina.

Want to get started? Give us a call to increase your cash flow today.

Refinancing your mortgage⁴ can:

Contact a 1st Advantage Mortgage Mortgage Coach today, so you can start to save money on your mortgage payment each month or reduce what you have to pay on your loan.

You may benefit from refinancing your mortgage⁴ to:

If you’re expecting your income to change or would like to invest money elsewhere, refinancing could be a good option for you. Reach out to speak with a knowledgeable Mortgage Coach today.

1st Advantage Mortgage WAS ABLE TO GET US A GREAT RATE AND MADE REFINANCING EASY. WHAT COULD HAVE BEEN A LONG AND PAINSTAKING PROCESS WAS SIMPLIFIED.

Mark, Refinance customer

The 1st Advantage Mortgage Process for Charlotte Homeowners

We won’t mince words: Getting a home loan is a nightmare. That’s because the average mortgage lender in North Carolina makes the home loan process complicated and hard to understand. And when you have a question – trust us, you’ll have many – communicating with your loan officer is like winning a race against Usain Bolt. Impossible.

At 1st Advantage Mortgage, we decided that North Carolina home buyers deserve better. So we cut out the middle man (i.e., faceless loan processors) and streamlined our entire process. With us, you can get approved for a loan fast. Maybe not Usain Bolt fast, but still pretty quick.

The 1st Advantage Mortgage at 1st Advantage Mortgage consists of just three steps:

That’s why we’ve changed the way we do business. We cut out the middleman – a loan processor you’ll probably never meet but who’s always present at big banks – so you have fewer hoops to jump through. By providing our clients with the very best home loans and the best overall experience, we’re confident you’ll find the home that’s best suited for your needs.

With 1st Advantage Mortgage, you’ll follow just three simple steps to get your loan:

Step 1:

Apply With Us

Submit an application through our simple online system. Once your application is submitted, you’ll be matched with an expert 1st Advantage Mortgage Coach who will work with you to overcome any hurdles and help you find the right loan for your situation.

Step 2:

Get Pre-Qualified

Advantage Mortgage if you pre-qualify for a home with us, we’ll do everything in our power to make sure you close – and if your loan falls through, we’ll give $5,000 to you and $5,000 to the seller. Our offers extra assurance, making house hunting happy and exciting, not stressful and nerve-wracking.

Step 3:

Close on Time

Our biggest pet peeve is tardiness. Unlike other North Carolina mortgage lenders, we don’t drag our feet. We work efficiently so that your loan closes on time and your offer doesn’t fall through.

We’re not ringmasters, so we don’t make home buyers jump through any hoops. Instead, we’ve nixed all the nonsense, providing a quick and simple mortgage lending process that’s easy to understand. We believe your family deserves a beautiful place to call home. Let us help make that happen.

Legal information

Advantage Mortgage Closing Guarantee Disclaimer: Guarantee is based on loan closing;

² No-Down-Payment Disclaimer: Closing costs and fees may still apply.

³ Lending Disclaimer: Mortgage rates are subject to change and are subject to borrower(s) qualification. APR rate(s) quoted is/are based upon a (loan amount), (loan term, including whether fixed or ARM) year.

⁴ Refinancing Disclaimer: When it comes to refinancing your home loan, you can generally reduce your monthly payment amount. However, your total finance charges may be greater over the life of your loan. Your PRMI loan professional will provide you with a comprehensive refinance comparison analysis to determine your total life loan savings.

Advantage Mortgage Disclaimer: VA Advantage Mortgage purchases have options for 0% down payment, no private mortgage insurance requirements, and competitive interest rates with specific qualification requirements. VA interest rate reduction loans (IRRRL) are only for veterans who currently have a VA loan – current loan rate restrictions apply, and limits to recoupment of costs and fees apply. VA cash-out refinances are available for veterans with or without current VA loans. Policies and guidelines may vary and are subject to the individual borrower(s) qualification. Program and lender overlays apply.

⁶ Down Payment Assistance Disclaimer: First lien interest rates may be higher when using a DPA second.

⁷ Pre-Approval Disclaimer: Pre-approvals are given to clients who have met qualifying approval criteria and specific loan requirements at the time of applications. Results may vary.

General Disclaimer: The content on this page has not been approved, reviewed, sponsored, or endorsed by any department or government agency.

NMLS® Consumer Access℠: https://nmlsconsumeraccess.org/

North Carolina Mortgage Branch License: L-112833-200

South Carolina-BFI Branch Mortgage Lender/Service License: MLB-1439905, MLB-1439905 OTN #2