Move to 1st Advantage Mortgage
- BIG BANK ABILITY, BOUTIQUE FEEL
- WE HELP YOU CREATE YOUR "NEXT"
- COACHING & MENTORSHIP INCLUDED
Our Vision
“At 1st Advantage Mortgage, we believe every mortgage broker deserves respect and the freedom to build their own business. Our team is empowered to deliver clients the best mortgage solutions without being tied to a corporate agenda.” – James Scott
1st Advantage Mortgage Sits Right in The Sweet Spot!
Are you tired of bloated margins, excessive management layers, and little support from your mortgage company? It might be time to see what 1st Advantage Mortgage has to offer.
With years of experience as a trusted mortgage broker and mortgage lender, 1st Advantage Mortgage has earned 5-star reviews from clients across NC, SC, VA, TX, FL, and beyond. We’ve thrived in every type of market by delivering an exceptional home loan experience for both our borrowers and our team.
As a broker/correspondent hybrid, we give our loan officers the tools and freedom to offer clients the most competitive mortgage rates while keeping control of the process. With better pricing, great service, and local expertise, 1st Advantage Mortgage helps you serve more clients and grow your business.
YOU DESERVE TO LOVE WHAT YOU DO
The 1st Advantage Difference
The 6 Pillars of 1st Advantage Mortgage.
Honesty, Integrity, & Transparency
We operate with honesty, integrity, and transparency at the core of everything we do. At 1st Advantage Mortgage, borrowers, brokers, and loan officers trust our commitment to ethical practices and clear communication throughout the entire home loan process.
Local Market Expertise
From Charlotte to Gastonia, Belmont, Fort Mill, Greenville, and beyond, 1st Advantage Mortgage understands local markets. We specialize in helping families, veterans, and first-time buyers find the right home loan solution tailored to their needs.
Competitive Mortgage Rates
Clients deserve competitive mortgage rates, and that’s exactly what we deliver. As a hybrid mortgage broker and lender, 1st Advantage Mortgage offers FHA, VA, USDA, Conventional, and refinance home loan options designed to save families money.
Exceptional Client Experience
We make the mortgage process simple and stress-free from application to closing. Borrowers trust 1st Advantage Mortgage for fast pre-approvals, personalized loan options, and a client experience built on efficiency, service, and local knowledge.
Respect for Loan Officers
1st Advantage Mortgage was built to give mortgage brokers and loan officers the freedom to succeed. By cutting corporate layers, our team focuses on clients and delivers outstanding mortgage service every time.
Growth & Opportunity
1st Advantage Mortgage provides tools, technology, and support for both clients and teammates. For borrowers, that means smoother approvals and more choices. For brokers, it means competitive compensation and the freedom to build long-term success.
Coaching and Mentorship
No One Cares About Your Success More Than We Do
At 1st Advantage Mortgage, we know many mortgage professionals spend thousands each year on outside coaching and mentorship. Our leadership team takes an active role in training and development—eliminating the need for costly outside programs.
We believe the best mortgage mentors lead by example, offering guidance built on action and real-world success, not just theory.
Our coaching provides structure, goal setting, and professional growth. Our mentorship focuses on relationships, personal development, and confidence in building a mortgage career.
By offering both coaching and mentorship at no cost, our loan officers achieve more in less time—and build stronger mortgage businesses.
Meet Our Leadership
Michael Vittatoe, Founder
In 2005, Michael Vittatoe co-founded what is now 1st Advantage Mortgage with a vision of building a mortgage company rooted in honesty, integrity, and service. With no blueprint other than a passion to help others, Michael set out to create opportunities for both clients and teammates. His goal has always been clear—empower people with little or no industry experience to build successful careers, while providing families with access to competitive mortgage solutions that make homeownership possible.
James Scott, Founder
James Scott helped launch 1st Advantage Mortgage in 2005 with the belief that a mortgage company should focus on people over profits. Dedicated to serving clients and supporting loan officers, James built the company around respect, mentorship, and ethical lending. His commitment to developing talent and offering borrowers transparent, affordable home loan options has shaped 1st Advantage Mortgage into a trusted partner for both first-time buyers and seasoned homeowners across multiple states.
Our Reputation is Everything
You can see by our hundreds of 5-Star reviews that we let our reputation do much of the talking for us. We treat our clients AND our loan officers like family, not profit centers. See what our partners have to say about us below.
What People Say About 1st Advantage Mortgage
UP FOR A QUICK CHAT?
Reach out to us today and discover why 1st Advantage is the perfect platform for LO's.
Are you a Mortgage Loan Officer ready for your next career move? Look no further than 1st Advantage Mortgage. We understand how important it is to find the right mortgage platform to grow your business. With our innovative model, competitive compensation, and supportive team environment, we give mortgage brokers and loan officers the tools to elevate their careers, serve more clients, and achieve lasting success.