Find Your Home Loan Expert
Meet Our Team
Find A Home Loan Expert To Help Guide You On Your Homebuying Journey
Michael Vittatoe is a Charlotte, NC-based mortgage loan officer renowned for his client-focused and results-driven approach to helping individuals and families achieve their homeownership dreams. With a keen eye for detail and a commitment to providing personalized mortgage solutions, Michael guides his clients through every step of the loan process with ease and expertise.
With a strong background in title work, insurance, and management, Nick Fink is passionate about delivering a seamless mortgage experience to his clients. Dedicated to ensuring clarity and efficiency, Nick works diligently to help clients achieve their dream of homeownership.
Esther brings 20 years of experience in the banking industry, including 8 years specializing in mortgage lending. Over the past decade, she has dedicated her career to helping clients achieve homeownership and financial independence through real estate.
Known for her expertise and personalized approach, Esther works with first-time homebuyers, seasoned homebuyers, investors, and those looking to refinance, ensuring a smooth and stress-free lending process. She is passionate about connecting clients with the right loan options to help them reach their financial and real estate goals.
Xai Yang is a dynamic mortgage loan officer whose passion for finance and customer service drives him to deliver exceptional results for his clients. With an acute understanding of the ever-evolving mortgage landscape, Xai is committed to providing innovative solutions tailored to each client’s unique needs.
Charlie Sears is a distinguished Senior Loan Officer at 1st Advantage Mortgage, renowned for facilitating smooth home financing journeys for his clients. Licensed since 2017, Charlie has dedicated himself to assisting individuals in achieving their homeownership dreams through personalized guidance and expertise.
His real estate journey, however, began much earlier in 2006 when he ventured into the realm of investment properties. This firsthand experience endowed him with a profound understanding of both the challenges and joys associated with real estate ownership.
Away from the rigors of work, Charlie is a proud resident of Charlotte, NC, where he actively engages in the vibrant local culture. He is an enthusiastic supporter of the local professional sports teams, frequently found amidst the excitement of home games, reveling in the atmosphere and camaraderie. In the winter, Charlie's adventurous spirit leads him to snowboarding escapades, while the summer months see him enjoying the sunshine, whether at the pool, on the area's lakes, or on the sands of Wrightsville Beach.
Born and raised in the Carolinas, Charlie has a deep-seated appreciation for the unique charm and beauty of the region. His role as a former Charlotte ambassador allowed him the privilege of promoting the city he loves and sharing its offerings with others.
Charlie Sears extends his expertise and personalized support to both first-time homebuyers and seasoned investors, guiding them through every step of their homeownership journey. His commitment to turning homeownership dreams into reality makes him a trusted partner in the real estate financing process.
Jennifer Scott is a highly skilled mortgage loan officer with a passion for helping clients navigate the complex world of home financing. Her expertise spans a wide range of loan products, from conventional to more specialized options, ensuring a perfect fit for every borrower’s situation. Jennifer’s client-first philosophy
Fany Miranda brings over 7 years of experience in the mortgage industry to 1st Advantage Mortgage. Based in Charlotte, NC, Fany is dedicated to helping families and individuals achieve their homeownership dreams.
When she's not assisting clients, Fany enjoys exploring Charlotte’s vibrant community and spending quality time with her family.
Alex Hodgson is an experienced mortgage loan officer committed to guiding clients toward their homeownership goals. Known for his personalized approach and transparent communication, Alex ensures a smooth process, helping clients secure the best loan options for their needs.
Our Commitment To Client Experience
We are dedicated to providing an unparalleled 5-star mortgage experience, highlighted by our accolades as a leading mortgage lender in the region.
At 1st Advantage Mortgage, we prioritize customer satisfaction above all, ensuring that every step of the mortgage process is seamless, transparent, and tailored to meet the unique needs of each client. Our commitment is reflected not just in the personalized service we provide, but also in the recognition we’ve received for our excellence in the field.
How Can We Help You?
Do you have any questions? Feel free to send us a message! If you’re considering applying for a position at 1st Advantage Mortgage, please check out our careers page.