Talk to a home loan expert today!
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Michael Vittatoe
- Partner & Senior Loan Officer | NMLS 1906987
- michael@firstadvantagemortgage.com
- (704) 685-0235
James Scott
- Partner & Senior Loan Officer | NMLS 1381403
- james@firstadvantagemortgage.com
- (469) 442-5303
Charlie Sears
- SVP of Mortgage Lending & Senior Loan Officer | NMLS 1608479
- charlie@firstadvantagemortgage.com
- (843) 260-5409
Alex Hodgson
- Senior Operations Manager | NMLS 1996007
- alex@firstadvantagemortgage.com
- (912) 604-7276
Jonathan Hafer
- Senior Loan Officer | NMLS 1643314
- jonathan@firstadvantagemortgage.com
- (912) 604-7276
Jennifer Scott
- Senior Loan Officer | NMLS 2119278
- jennifer@firstadvantagemortgage.com
- (980) 228-1540
Who is
1st Advantage?
Industry-Leading Support Every Step of the Way
1st Advantage Mortgage was founded by two experienced mortgage brokers, Michael Vittatoe and James Scott, who shared a vision for building a mortgage company that truly supported its loan officers and clients. With years of industry experience, they knew the frustrations of working with lenders that didn’t provide the right tools, fair compensation, or strong support.
They created 1st Advantage Mortgage to give brokers the freedom to grow their businesses while offering clients the most competitive rates and best loan programs available. Built on trust and efficiency, 1st Advantage Mortgage provides its team with the smoothest onboarding, top-tier compensation, and a dedicated support system that’s always ready to help.
The mortgage company you’ve always wanted to work with—and the one homebuyers can truly rely on—is 1st Advantage Mortgage.