James Scott is a dedicated Loan Officer with 1st Advantage Mortgage, helping families across North Carolina and South Carolina achieve their homeownership goals with confidence. With a strong background in customer service and a deep knowledge of mortgage products, James takes the time to understand each client’s financial situation and long-term goals before recommending the right loan program.

Whether you are a first-time homebuyer, looking to refinance for a better rate, or exploring options for a second home or investment property, James works hard to make the process simple and stress-free. He specializes in guiding clients through conventional loans, FHA, VA, and USDA programs, making sure every borrower has the right fit for their needs.

James believes in building lasting relationships with clients and real estate partners by being accessible, transparent, and dependable throughout the loan process. His goal is not only to close loans smoothly but also to provide long-term value by being a trusted resource for future financial decisions.

When he’s not assisting clients, James enjoys connecting with the community in Gaston County and the greater Charlotte area, supporting local businesses, and spending time with family.

Contact James Scott today to learn more about your home loan options and how 1st Advantage Mortgage can help you make the right move.