Michael Vittatoe, local mortgage broker serving Belmont, Mount Holly, Kings Mountain, and Clover SC with FHA, VA, and refinance loan solutions.

Michael Vittatoe

Partner & Senior Loan Officer | NMLS#: 1906987

Michael Vittatoe is a trusted mortgage loan officer with 1st Advantage Mortgage, serving homebuyers and homeowners across Gastonia, Belmont, Mount Holly, Dallas, and Stanley, NC. With years of experience in both purchase and refinance lending, Michael is committed to making the mortgage process simple, transparent, and tailored to each borrower’s needs.

Michael specializes in helping families in Gaston County and surrounding areas find the right mortgage program, whether it’s an FHA loan for first-time buyers, a VA loan for veterans, or a refinance option to lower monthly payments. His local knowledge and dedication to customer service have earned him a reputation for providing clear guidance and competitive rates that national lenders often overlook in smaller markets.

At 1st Advantage Mortgage, Michael ensures that every client receives personalized solutions, fast pre-approvals, and support at every step of the journey to homeownership.

📍 Based in Charlotte, NC – proudly serving Gastonia, Belmont, Mount Holly, Dallas, and Stanley.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Customer Testimonials

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