South Carolina Home Loans
Purchase Your Home In South Carolina
In search of a Mortgage in South Carolina? Whether it’s your initial home purchase or your fifth, we are here to assist you in obtaining the loan you require, accompanied by the service you desire.
South Carolina Mortgage Made Easy
At 1st Advantage Mortgage, we have crafted our Advantage Mortgage services to be more straightforward, efficient, and less stressful than the home financing options offered by major banks. Our streamlined home loan process eliminates the middleman and unnecessary steps, ensuring faster approval and a quicker path to making an offer
We’ve Got a Mortgage For You
Types of Mortgages For Homeowners in South Carolina
Not sure what type of Mortgage you need or what you qualify for? Take a look at the types of home loans we offer, and then get in touch to meet your Mortgage Expert.
Your Mortgage Expert is your personal resource through the loan process, providing guidance to ensure you find the best loan with the right payment options.
Designed for individuals seeking a more affordable initial monthly payment.
FHA 203k (Purchase & Renovation)
A loan² providing funding of up to $31,000 beyond the purchase price to cover remodeling or home repair expenses.
Manufactured Home Loan
Secure financing for mobile or manufactured homes through private lenders, utilizing FHA or VA Loan programs.
Chenoa Fund™ Loan
Down payment assistance program⁶ offering flexible options.
The timeless and traditional loan featuring low rates and flexible down payment options.
HUD Loan
A loan authorized by the FDA, providing low down payments and closing costs for eligible properties.
FHA 203(h) Disaster Relief Loan
Helping Home Buyers In South Carolina
Overwhelmed By Mortgage ? Start Here.
Let’s walk you through the ins and outs of Mortgage, step-by-step, and in chronological order. You’ll never have to wonder what’s going to happen next in your home-buying journey.
See What Our Clients Have To Say About Our Mortgage Services
See for yourself why so many homeowners, realtors
and first-time buyers in South Carolina choose 1st Advantage Mortgage
for help finding the right home loan.
View More Customer testimonial
Frequently Asked Questions
South Carolina Mortgage FAQS
How does a mortgage work when buying a house?
A mortgage is a type of loan designed to help individuals and families buy a house. To get a mortgage, you apply for a loan from a mortgage lender, who determines how much money they’re willing to give you based on your income, credit score, and other factors. Once approved for a mortgage, you can purchase a home. You’ll repay the loan over a period of 10-30 years through monthly mortgage payments, which include interest.
How do you qualify to buy a home?
How much of a mortgage can I get approved for?
What kind of credit score do you need to buy a house?
The credit score you need to buy a house depends on the type of home loan you are applying for. In most cases, you’ll be approved for the best home loans if you have a credit score of 500 or above.
Meet Our Mortgage Coaches
Which Mortgage Expert is Right For Me?
Getting a mortgage can take months, hours of back-and-forth with home lenders, and a lot of stress. But it doesn’t have to be that way. A 1st Advantage Mortgage mortgage can make buying a home so much easier – we it!
No matter which type of home loan you choose, our NC & SC Mortgage Coaches will help you get it without the usual frustration.
Mortgage Lender In South Carolina
As a local mortgage lender in South Carolina. Our employees live here, work here, and own their own homes here. We know what it’s like to find the perfect place, then struggle to get the loan you need.
That’s why we offer over a dozen types of home mortgage loans – so you have access to the loan that’s right for you. Whether that means a, one that works with a low credit score, or supports a we have the home loan option that fits you.
Ready to get started? Call our SC Mortgage Experts at to at your nearest 1st Advantage Mortgage location in South Carolina
Legal information
² No -Down Payment Disclaimer: Closing costs and fees may still apply
³ Lending Disclaimer: Mortgage rates are subject to change and depend on the borrower(s) qualification. APR rate(s) quoted are based upon a (loan amount), (loan term, including whether fixed or ARM) year.
⁴ Refinancing Disclaimer: When refinancing your mortgage , you can typically reduce your monthly payment amount. However, your total finance charges may be greater over the life of your loan. Your 1st Advantage Mortgage loan professional will provide you with a comprehensive refinance comparison analysis to determine your total life loan savings.
⁵ VA Mortgage Disclaimer: VA home loan purchases offer options for a 0% down payment, no private mortgage insurance requirements, and competitive interest rates with specific qualification requirements. VA Interest Rate Reduction Loans (IRRRL) are exclusively for veterans with current VA loans – current loan rate restrictions apply, and limits to recoupment of costs and fees apply. VA cash-out refinances are available for veterans with or without current VA loans. Policies and guidelines may vary and are subject to individual borrower(s) qualifications. Program and lender overlays apply.
⁶ Down Payment Assistance Disclaimer: First-lien interest rates may be higher when using a DPA.
⁷ Pre-Approval Disclaimer: Pre-approvals are granted to clients who meet qualifying approval criteria and specific loan requirements at the time of application. Results may vary.
General Disclaimer: The content on this page has not been approved, reviewed, sponsored, or endorsed by any department or government agency.
NMLS® Consumer Access℠: https://nmlsconsumeraccess.org/
North Carolina Mortgage Broker License: B-217173
Florida Mortgage Broker License: MBR6689
