Kenneth Kivuti is a Senior Loan Officer at 1st Advantage Mortgage in Charlotte, NC. He helps homebuyers and homeowners throughout Charlotte, Gastonia, Belmont, Mount Holly, Concord, and surrounding North Carolina and South Carolina communities.

Kenneth specializes in home purchase loans, mortgage refinancing, FHA loans, VA loans, jumbo loans, conventional mortgages, and first-time homebuyer financing. In addition, he works closely with borrowers to help simplify the mortgage process and guide them toward mortgage solutions that fit both short-term and long-term financial goals.

Because every borrower’s situation is different, Kenneth focuses on communication, responsiveness, and personalized service from pre-approval through closing. As a result, many clients appreciate his ability to keep transactions organized, efficient, and less stressful throughout the financing process.

Kenneth also works alongside local real estate agents, builders, and referral partners across the Charlotte metro area and surrounding North Carolina and South Carolina markets. Furthermore, he helps clients navigate changing market conditions while making sure they stay informed during every stage of the loan process.

At 1st Advantage Mortgage, Kenneth is committed to helping buyers and homeowners feel confident when purchasing or refinancing a home. Whether someone is buying a first home, refinancing for better terms, or exploring FHA or VA financing options, he works to provide mortgage strategies tailored to each client’s financial needs.

Based in Charlotte, NC, Kenneth proudly serves homebuyers and homeowners across Charlotte, Gastonia, Belmont, Mount Holly, Concord, and surrounding North Carolina and South Carolina areas.