Michael Taylor

Senior Loan Officer | NMLS#: 178431

Michael Taylor is a mortgage broker in Charlotte, NC and Senior Loan Officer at 1st Advantage Mortgage. He has helped homebuyers and homeowners since 2009 throughout Charlotte, Gastonia, Belmont, Mount Holly, Concord, Fort Mill, and Rock Hill.

As both a licensed mortgage loan officer and licensed real estate agent, Michael offers clients a unique perspective during the home financing process. In addition, his real estate background helps him anticipate timelines, coordinate with agents and attorneys, and keep transactions moving smoothly toward closing.

Michael specializes in purchase and refinance loans, including FHA, VA, USDA, conventional, jumbo, and investment property financing. Furthermore, he focuses on clear communication, competitive mortgage rates, and personalized loan strategies that fit each borrower’s goals.

At 1st Advantage Mortgage, Michael helps clients access multiple lending options instead of relying on a single bank. As a result, borrowers often have more flexibility when choosing the right mortgage program for their financial situation.

Michael also works closely with real estate agents and referral partners throughout the Charlotte metro area. Because of his responsiveness and local market knowledge, many clients appreciate his ability to simplify the mortgage process from pre-approval through closing.

If you are looking for a trusted mortgage broker in Charlotte, NC, Michael Taylor provides experienced guidance for home purchases, refinancing, and long-term mortgage planning.

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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