Talk With A Charlotte Mortgage Broker Today
Whether you are buying your first home, refinancing your current mortgage, or comparing loan options, the team at 1st Advantage Mortgage is here to help. Our Charlotte mortgage brokers work with multiple lenders to help homebuyers and homeowners secure competitive rates, fast pre-approvals, and personalized financing solutions throughout North Carolina and South Carolina.
Michael Vittatoe
- Partner & Senior Loan Officer | NMLS 1906987
- michael@firstadvantagemortgage.com
- (704) 685-0235
James Scott
- Partner & Senior Loan Officer | NMLS 1381403
- james@firstadvantagemortgage.com
- (469) 442-5303
Charlie Sears
- SVP of Mortgage Lending & Senior Loan Officer | NMLS 1608479
- charlie@firstadvantagemortgage.com
- (843) 260-5409
Jonathan Hafer
- Senior Loan Officer | NMLS 1643314
- jonathan@firstadvantagemortgage.com
- (912) 604-7276
Michael Taylor
- Senior Loan Officer | NMLS 178431
- michael.taylor@firstadvantagemortgage.com
- (704) 502-4338
Christopher Germain
- Senior Loan Officer | NMLS 1643299
- christopher@firstadvantagemortgage.com
- (704) 460-3349
Lawrence Tucker
- Senior Loan Officer | NMLS 110247
- lawrence@firstadvantagemortgage.com
- (803) 246-3310
Who is
1st Advantage?
Industry-Leading Support Every Step of the Way
1st Advantage Mortgage was founded by two experienced mortgage brokers, Michael Vittatoe and James Scott, who shared a vision for building a mortgage company that truly supported its loan officers and clients. With years of industry experience, they knew the frustrations of working with lenders that didn’t provide the right tools, fair compensation, or strong support.
They created 1st Advantage Mortgage to give brokers the freedom to grow their businesses while offering clients the most competitive rates and best loan programs available. Built on trust and efficiency, 1st Advantage Mortgage provides its team with the smoothest onboarding, top-tier compensation, and a dedicated support system that’s always ready to help.
The mortgage company you’ve always wanted to work with—and the one homebuyers can truly rely on—is 1st Advantage Mortgage.