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Kelley Shaffer

Senior Loan Officer | NMLS #1995940

About Kelley

Kelley Shaffer is a Senior Loan Officer and Charlotte mortgage broker at 1st Advantage Mortgage. She helps homebuyers and homeowners throughout Charlotte, Gastonia, Belmont, Mount Holly, Concord, Huntersville, and surrounding North Carolina communities with purchase loans, mortgage refinancing, and personalized home financing solutions.

Kelley works closely with borrowers to simplify the mortgage process and provide clear communication from application through closing. Whether a client is buying a first home, refinancing, or exploring investment property financing, Kelley focuses on creating a smooth and less stressful lending experience.

Additionally, Kelley specializes in FHA loans, VA loans, conventional mortgages, jumbo loans, refinance programs, and first-time homebuyer financing. She enjoys helping borrowers understand their options while finding competitive mortgage solutions that align with their financial goals.

Because every borrower’s situation is different, Kelley works hard to provide responsive service, fast updates, and personalized guidance throughout the mortgage process. As a result, clients feel informed and confident every step of the way.

Since Kelley is part of the 1st Advantage Mortgage team in Charlotte, borrowers can compare multiple competitive mortgage options from a wide range of lenders. Furthermore, clients can secure financing solutions that fit both their short-term and long-term goals.

Homebuyers, homeowners, and referral partners appreciate Kelley’s communication, professionalism, attention to detail, and commitment to helping transactions move efficiently from pre-approval through closing.

Based in Charlotte, NC, Kelley proudly serves clients throughout Charlotte, Gastonia, Belmont, Mount Holly, Concord, Huntersville, and surrounding North Carolina and South Carolina communities.

Loan programs Kelley works with

ConventionalFHAVAUSDAJumboInvestmentAdjustable-rate

1st Advantage Mortgage compares offers from multiple wholesale lenders on every file instead of fitting borrowers to a single institution’s product.

How to reach Kelley

Call (980) 318-9370, email kelley@firstadvantagemortgage.com, or send the form and it goes straight to Kelley.

Get pre-approved Back to the team

Let’s find the right home loan for you

Tell Kelley what you are buying or refinancing and roughly where you stand, and you will get a straight answer on what you qualify for and what it costs. No credit pull to start the conversation.

Reviews

Customer Testimonials

Reviews clients left on Google, published here through Trustindex exactly as they were written. Nothing is filtered and nothing is written by us.

Questions

Frequently asked questions

Which states is Kelley licensed in?

Kelley Shaffer’s current licenses are listed under NMLS ID #1995940 on NMLS Consumer Access, which is the record that stays up to date. If your property is in a different state, another officer on our team may be licensed there.

How can I verify Kelley’s license?

Look up NMLS ID #1995940 on NMLS Consumer Access. Our company NMLS is #2468711.

What loan programs can Kelley help with?

All seven that we broker: conventional, FHA, VA, USDA, jumbo, investment property and adjustable-rate mortgages, for both purchase and refinance.

How do I contact Kelley directly?

Call (980) 318-9370 or email kelley@firstadvantagemortgage.com. You can also send the contact form and we will route it.

How long does a pre-approval take?

Usually within 24 hours of us having your information.⁷