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Kevin McGee

Senior Loan Officer | NMLS #1441739

Kevin McGee, Senior Loan Officer at 1st Advantage Mortgage
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About Kevin

Kevin McGee is a Senior Loan Officer at 1st Advantage Mortgage in Charlotte, NC. He helps homebuyers and homeowners throughout Charlotte, Gastonia, Belmont, Mount Holly, Concord, and surrounding North Carolina communities navigate the mortgage process with confidence.

Kevin specializes in purchase loans, refinance loans, FHA loans, VA loans, conventional mortgages, jumbo financing, and first-time homebuyer programs. He works closely with borrowers to match them with loan options that fit both their financial goals and long-term plans.

Known for clear communication and responsiveness, Kevin helps simplify the mortgage process from pre-approval through closing. He works directly with borrowers, real estate agents, and referral partners to help transactions move efficiently and on time.

Because Kevin serves buyers throughout the Charlotte metro area, he understands the local housing market and financing challenges facing North Carolina homeowners. Buyers appreciate his straightforward guidance, local market knowledge, and commitment to customer service throughout the lending process.

Kevin also works with clients exploring refinance opportunities, lower monthly payments, debt consolidation, and long-term home financing strategies. Whether someone is purchasing their first home or refinancing an existing mortgage, he focuses on creating a smooth and stress-free experience.

At 1st Advantage Mortgage, Kevin is committed to helping clients feel informed and supported every step of the way. He takes pride in helping borrowers understand their options while delivering mortgage solutions tailored to each client’s financial goals and needs.

Based in Charlotte, NC, Kevin proudly serves homebuyers and homeowners across Charlotte, Gastonia, Belmont, Mount Holly, Concord, and surrounding North Carolina communities.

Loan programs Kevin works with

ConventionalFHAVAUSDAJumboInvestmentAdjustable-rate

1st Advantage Mortgage compares offers from multiple wholesale lenders on every file instead of fitting borrowers to a single institution’s product.

How to reach Kevin

Call (980) 408-6614, email kevin@firstadvantagemortgage.com, or send the form and it goes straight to Kevin.

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Legal information

¹ No-Down Payment Disclaimer: Closing costs and fees may still apply.

² Representative example (conventional, fixed rate): Purchase price $300,000 with a 5% down payment of $15,000 and a loan amount of $285,000. 30-year fixed rate at 6.000% (6.390% APR). 360 monthly principal-and-interest payments of $1,708.72, plus estimated private mortgage insurance of $95.00 per month until the loan balance reaches 78% of the original value (approximately 129 months). APR reflects $1,995 in lender fees, 15 days of prepaid interest, and mortgage insurance. Payment does not include property taxes, homeowners insurance, or HOA dues; your actual payment will be higher. The interest rate is fixed and will not increase. Example dated September 12, 2026, for illustration only. Rates change daily. This is not an offer, quote, or commitment to lend. All loans are subject to credit approval, property appraisal, and program eligibility. Your rate, APR, and payment will depend on your credit, down payment, property, and loan program.

³ Refinancing Disclaimer: When refinancing your mortgage, you can typically reduce your monthly payment amount. However, your total finance charges may be greater over the life of your loan. Your 1st Advantage Mortgage loan professional will provide you with a comprehensive refinance comparison analysis to determine your total life loan savings.

⁴ VA Mortgage Disclaimer: VA home loan purchases offer options for a 0% down payment, no private mortgage insurance requirements, and competitive interest rates with specific qualification requirements. VA Interest Rate Reduction Loans (IRRRL) are exclusively for veterans with current VA loans. Current loan rate restrictions apply, and limits to recoupment of costs and fees apply. VA cash-out refinances are available for veterans with or without current VA loans. Policies and guidelines may vary and are subject to individual borrower(s) qualifications. Program and lender overlays apply.

⁵ Down Payment Assistance Disclaimer: First-lien interest rates may be higher when using a DPA.

⁶ Pre-Approval Disclaimer: Pre-approvals are granted to clients who meet qualifying approval criteria and specific loan requirements at the time of application. Results may vary.

General Disclaimer: The content on this page has not been approved, reviewed, sponsored, or endorsed by any department or government agency.

Let’s find the right home loan for you

Tell Kevin what you are buying or refinancing and roughly where you stand, and you will get a straight answer on what you qualify for and what it costs. No credit pull to start the conversation.

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Reviews

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Questions

Frequently asked questions

Which states is Kevin licensed in?

Kevin McGee’s current licenses are listed under NMLS ID #1441739 on NMLS Consumer Access, which is the record that stays up to date. If your property is in a different state, another officer on our team may be licensed there.

How can I verify Kevin’s license?

Look up NMLS ID #1441739 on NMLS Consumer Access. Our company NMLS is #2468711.

What loan programs can Kevin help with?

All seven that we broker: conventional, FHA, VA, USDA, jumbo, investment property and adjustable-rate mortgages, for both purchase and refinance.

How do I contact Kevin directly?

Call (980) 408-6614 or email kevin@firstadvantagemortgage.com. You can also send the contact form and we will route it.

How long does a pre-approval take?

Usually within 24 hours of us having your information.⁷